There's nothing but buzz around the housing market right now. With national interest rates being higher than we're used to, it's easy to see why experts like CNN are saying it's a terrible time to buy a house. But as Baird & Warner's very...
Updated October 2024
Getting ready to buy a home? You may be entering the housing search with a budgeted idea of what you can afford monthly, how much you'd like to spend overall and where you'd like your home to be located. Without a mortgage preapproval, however, you might be leaving a...
The first spring season in the post-TRID real estate industry has experienced quite a few bumps in the road — in fact, a recent survey reported that closings are being delayed an average of eight days and many lenders are eliminating mortgage products to better err on the side of caution. Key Mortgage Services, however, has adopted new policies and technologies to keep transactions moving toward...
Mortgage lenders suffered staggering losses when the market declined, and many have since closed. Those that have survived have created thorough guidelines to eliminate any potential risk. While home buyers no longer need perfect credit and a big down payment to guarantee a loan, they need to be prepared to reveal every aspect of their financial life in order to be approved.
Unfor...
